The Academic Bank of Credits (ABC) The Academic Bank of Credits (ABC) is a revolutionary initiative by the University Grants Commission (UGC) of India. It's essentially a digital storehouse that keeps track of all the credits you earn throughout your academic journey. Think of it like a bank for your academic achievements, where credits are your currency. Each course you complete earns you credits, which are deposited into your ABC account. These credits can then be used for various purposes, like: Transferring credits between institutions: If you switch universities or colleges, you can transfer your earned credits seamlessly, avoiding the need to repeat courses. Pursuing multiple qualifications: You can use your ABC credits to build your own customized learning path, combining credits from different institutions and disciplines. Taking a break from studies: If you need to take a break from your education for any reason, your earned credits are safe in your A...